Good Home Mortgages is the arm of Co-operative Bank that provides affordable mortgages with various features that are tailored to suit individual and corporate needs as well as make loan repayments more comfortable.
Features
- Wide array of mortgage product offerings, that is, purchase, construction and equity release
- Multi-currency mortgages available in KES, USD, GBP and EUR
- Efficient processing of your application
- Higher financing percentages to enable you to own your home with ease
- Dedicated personal banker to walk you through the process
- Flexible and competitive rates
- Automatic qualification for a credit card
- End-to-end real estate solutions including project financing and end-buyer financing
Requirements
- Commitment fees for the mortgage
- Stamp duty for transfer of property – 4% of property value for Nairobi, Mombasa and Kisumu and 2% of property value for upcountry properties
- Stamp duty for registration of charge – 0.1% of the loan amount
- Legal fees – between 1.5% and 2% of the loan amount
- Valuation fees – approximately 0.25% of the property value
- Insurance fees – for life cover over the applicant’s life and for fire (and other perils) over the property taken as security for the mortgage
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Rewards
- 2-3 Points ( Included )
